Returns year-to-date contribution totals, account balances, income, loans, and applicable annual contribution limits.

Includes YTD totals for:

Also includes:

Contribution limits:

Pre-tax and post-tax contributions share a single combined contribution limit. This means contributions to EITHER pre-tax OR post-tax reduce the remaining limit for BOTH.

Example: If the contribution limit is $23,000 and a participant contributes $10,000 pre-tax, they can contribute at most $13,000 more total across pre-tax and post-tax combined.
Catch-up contributions have special eligibility rules. A participant may be eligible for Roth (post-tax) catch-up without being eligible for traditional (pre-tax) catch-up.
The year_contribution_limit is the absolute maximum for all contributions combined: pre-tax + post-tax + all catch-up contributions.
Each contribution type may not exceed its own individual limit.